Investment Needs for Insurance Companies
Sound investment decisions are key drivers of insurance product pricing, company earnings, and credit ratings. Bellwether’s principals have worked for a major multi-line insurer offering individual life, P&C, group products.
|How do we…
|Enhance company performance by achieving maximum after-tax total return?
|Review investment policy to improve portfolio efficiency; conduct a thorough review of managers during the selection process and on an ongoing basis.
|Control earnings volatility and maintain stable credit ratings?
|Use mean-variance and mean-semivariance analysis to project volatility and maximum probable loss consistent with desired returns; monitor manager risk characteristics; not just returns.
|Achieve our investment objectives at the lowest possible cost?
|Benchmark manager expenses; incorporate fee analysis into strategy formulation and manager selection; do the work; so your team can stay focused on making decisions.
|Communicate effectively with our Board and other decision-makers while resolving different points of view?
|Develop clear written policy and mandates; putting all parties on the same page; distill volumes of detail into reports appropriate for the audience; facilitate meetings; challenge senior leaders with grace; provide clear and unambiguous recommendations.
|Stay on top of the market?
|Provide insightful market updates; conduct focused research to address any special issue; provide real opinions; not generic rules of thumb.
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