Investment Needs for Insurance Companies
Sound investment decisions are key drivers of insurance product pricing, company earnings, and credit ratings. Bellwether’s principals have worked for a major multi-line insurer offering individual life, P&C, group products.
| How do we… | Bellwether can… |
|---|---|
| Enhance company performance by achieving maximum after-tax total return? | Review investment policy to improve portfolio efficiency; conduct a thorough review of managers during the selection process and on an ongoing basis. |
| Control earnings volatility and maintain stable credit ratings? | Use mean-variance and mean-semivariance analysis to project volatility and maximum probable loss consistent with desired returns; monitor manager risk characteristics; not just returns. |
| Achieve our investment objectives at the lowest possible cost? | Benchmark manager expenses; incorporate fee analysis into strategy formulation and manager selection; do the work; so your team can stay focused on making decisions. |
| Communicate effectively with our Board and other decision-makers while resolving different points of view? | Develop clear written policy and mandates; putting all parties on the same page; distill volumes of detail into reports appropriate for the audience; facilitate meetings; challenge senior leaders with grace; provide clear and unambiguous recommendations. |
| Stay on top of the market? | Provide insightful market updates; conduct focused research to address any special issue; provide real opinions; not generic rules of thumb. |
Click these links for more general information about our services: